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It's Not About Being Cheap. Living the Savvy Life isn't about being a cheapskate, a miser or a tightwad. It's about having security and peace of mind by spending less than you make. It's about knowing where you stand financially on a daily basis so you can make intelligent fiscal decisions. It's about being penny-wise on the things that are less important to you so you can spend money on the things that are important to you.

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